July 31, 2010

Hubbard's Cupboard!

If you read my blog on a regular or even semi regular basis; you know that I have just moved from Oklahoma to New York. The food prices here are overpowering. If Mother Hubbard lived here the CSI would be along for her and the doggie tout suite! Where I used to spend $100 for a month's food, I am now paying $200 plus! Now I ask you why is food so expensive here in New York???? Is it to pay for the freight from the 'mainland' to 'Long Island'? Or are we paying for Bloomberg's limos? Is it because the truckers got a raise here I don't know about???? I know that NY tax does not cover the whole escalation of prices so that isn't the reason.

Don't get me wrong. I love New York; particularly Nassau County. But my Oklahoma gauged Widow's Pension just doesn't go very far here. My dreams of seeing a couple of shows on Broadway on my dime are fading fast, never mind my trip to Ireland. I don't know about you but I don't like going on another person's dime all the time. I just want to be able to afford to do my own thing. Bottom line, if the food here was more affordable or I got a proper cost of living rise then I would be able to enjoy this wonderful county a lot more!

July 27, 2010

Finacial Wizard I Am Not!

I often wonder what it is about banks nowadays. Why do I generally detest them?

They are not like the ones I knew way back in my childhood. The clerks and the bank manager; all of them knew you by your first name. All you had to do is pick up the phone; if there was an overdraft, they would wait until your pay check was deposited and you were covered. If they charged you a fee it wasn't over a couple of dollars. Generally speaking you were not charged.

Banks were in the business of making money but they showed real respect towards their customers and would do everything they could to help them out. I was told by my Mother that in the late 20's and early 30's when peoples farms were being foreclosed it was different in Unionville. Our bank manager in town bent over backwards so that his customers could stay in their homes. Because of him not one of our local farmers had to sell and move away.

I had a bank account at that bank from age 6 to 13 and at another branch of the Bank of Nova Scotia in Toronto right until I was in my 20's. Trouble didn't start with the banking system till after my 50th birthday. It started after my husband died in 2001.

I have always had my own money and my own account whether I was single, married, divorced or widowed. Well, if it hadn't been for some really good friends in the last 9 years; because of overdraft fees here with the state side banks I might not have made it financially. Now it isn't because I over spent. It was because of the way banks operate nowadays. For example: They know you get a check in by say the 30th of the month. They also know that you need to eat the day before and instead of waiting until the day you get paid they charge you an overdraft of thirty dollars on 5 or 10 cents over the limit. That is the sort of thing that has caught me up for the last 9 years. It is absolutely ridiculous! I reckon that I have lost well over $10,000 in those 9 years to that bank in Oklahoma.

My point is these people don't know you well or try to get you to know you well. The clerks are over burdened with duties and people are very strained in business relationships these days. Neither do I live in Unionville anymore. I live on Long Island, New York but I have to tell you; the manager at my local branch seems to be the kind of fella we had at the Bank of Nova Scotia when I was a child. Perhaps this bank will treat my money like mine not theirs.

Note: Found out what is wrong with my legs. I have chronic osteoarthritis. It can't be cured but the pain can be managed and I am not giving up or in on this.

July 9, 2010

Emergency Trip ASAP And Other Observations.

Hi Folks! I am going to go to the hospital emergency as soon as possible. My leg truly needs looking at and it hurts worse everyday.

Other than that life is wonderful on Long Island. My three animals have adapted well to their new life with our friend Dennis. We all love our new apartment. We have a bounty of technology as well as the simple things that make life enjoyable. I have had quite a bit of time to get used to the area we are in and I am absolutely in love with my neighborhood. There are friendly business people as well as friendly neighbors. It is everything and more than I hoped for when I was packing in OK! I hope that everyone moving this summer is this fortunate in finding a place to live.

As has been of late; this posting will be short and sweet. Until next time ... have a good day and God bless you all.

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